Kaiser's high deductible plan– consumerism has not yet reached the doctor's office
I had my first experience with my HSA plan as a patient this morning– I got a well-patient physical at Kaiser Permanente‘s Long Beach office.
I do have to say that it was fast– I was in a little before 9 and out by 9:40, including check-in, doctor visit, and labs.
As I have mentioned before, my Kaiser premiums for a $3000 deductible account are significantly lower than the McKinsey COBRA– embarassingly, I can fund more than my entire family deductible from the premium difference for my own account, let alone including the premiums for my wife. This will allow me to reduce the premium even more next year, as I take a higher deductible amount.
As what did I get for a low-premium visit?
First off, everyone was friendly and they made pretty clear that I had no pressing health issues and they were aware I was a M.D.
